AFA Health & Welfare Benefits Survey -- Spring 2010
SURVEY RESULTS (click the blue links below to view the pdf document) :
In order to help guide AFA's response to the District's interest in reducing the cost of the Health Insurance plans in these fiscally challenging times, AFA asked for your opinions about two proposals the District has made. The District would like to implement both of these proposals. You were asked to consider each of these proposals based on their individual merits. The survey was conducted online, hosted by Zoomerang Surveys. It launched on Thursday, April 29, at 2:30 pm and closed on Friday, May 7, at 9:00 am. A total of 1,603 SRJC Outlook email addresses received the survey invitation; 302 regular faculty were surveyed and 1,301 adjunct faculty were surveyed. Completed surveys were received from 212 regular faculty and 145 adjunct faculty.
In last year's negotiations AFA and the District agreed to create the AFA Health and Welfare Benefits Account (AHWBA) which was funded by the cancelled and rescheduled Sabbatical Leaves from 2009-10 through 2011-12 (See 25.02.D /Articles/art25.pdf). As part of this agreement we limited the use of those funds to $200,000 per year in order to assist the District with its cash-flow problems. In ordinary years AFA would expect the District to absorb the cost increases subject to negotiations; however, this is an extraordinary economic period.
The Benefit year runs from October 1 through September 30, and normally we would receive quotes from the two health insurance carriers, SISC Blue Shield and Kaiser, in April of each year. We have been informed by the District and SISC that we should not expect to hear a firm quote in April, and the quotes might come as late as June. Because of our recent experience ratings both SISC and Kaiser are forecasting large increases to our premiums, 11% and 16.3% respectively. The increase to the cost of the self-insured Dental Plan will be 5% with no change to the Vision Service Plan.
The total projected cost of the increases is $411,076 (See breakdown below).
Projected Cost Increase—Kaiser $ 213,201
Projected Cost Increase—SISC Blue Shield $ 183,427
Projected Cost Increase—Dental $ 14,448
Total Projected Increase—$ 411,076